Maximise your Cashback with the FIRST Power+ Credit Card: A Comprehensive Guide

In today's fast-paced world, a credit card is not just a financial tool but a companion that caters to almost all your needs. Whether it's your mobility, utility, or lifestyle needs, a credit card can ease all your burdens. What makes credit cards even more beneficial are cashbacks. 

Cashback programs are an essential part of credit card offerings, providing a smart way to earn cashback on daily transactions. These programs help cardholders save significantly on routine expenses, making purchases more rewarding.
The IDFC FIRST Power+ Credit Card stands out for offering generous cashback, especially on fuel purchases. With annual savings of over ₹18,500, enough to buy more than 175 litres of fuel, it is an excellent choice for those looking to maximise their rewards on everyday spending.

Let's discover all the features of this card that make it a stand-out choice for smart spenders. 

Cashback Program on the FIRST Power+ Credit Card

The IDFC FIRST Power+ Credit Card offers an attractive cashback program that enhances your savings from the moment you start using it. Cardholders get two types of benefits:

• Welcome Benefits: IDFC FIRST Power+ Credit Card ensures a rewarding start for new cardholders with generous welcome benefits designed to provide immediate value.
• Additional Benefits: IDFC FIRST Power+ Credit Card goes beyond welcome offers to deliver long-term benefits across various spending categories.

Here are the key cashback benefits you get using this card:

Welcome Benefits on FIRST Power+ Credit Card

As a new cardholder, you enjoy welcome benefits worth more than ₹2,500. These benefits offer you a head start in savings across various spending categories:

1. Cashback on fuel purchase: When you make your first fuel purchase of ₹500 or more at HPCL-authorised fuel stations, you receive a cashback of ₹500, boosting your savings. This makes every drive more cost-effective and rewarding.

2. Cashback on first EMI conversion: On your first EMI conversion transaction, you can earn 5% cashback of up to ₹1,000 cashback within 30 days of card set-up. This benefit makes large purchases more affordable and rewarding. This benefit makes large purchases more affordable and rewarding.

3. Discount on Zoomcar rentals: Enjoy a ₹1,000 discount on Zoomcar rentals, making your travels more economical. So, whether you're planning a weekend getaway or a long road trip, this offer helps you find budget-friendly options.

4. Discount on domestic and international car rentals: With Eco Rent-A-Car and Europcar partnerships, you can save up to 50% on rental cars, whether travelling within India or abroad. This adds flexibility and convenience to your travel plans without compromising on quality or affordability.

Other Unique Benefits of the FIRST Power+ Credit Card

The FIRST Power+ Credit Card goes beyond just cashback, offering several other benefits that make it one of the best credit cards for savings and rewards:

1. Fuel savings: Save up to 6.5% on your fuel purchases at HPCL stations, making every trip to the pump more rewarding. This benefit reduces commuting costs, especially for regular travellers.

2. Rewards on grocery and utility expenses: Earn 5% savings in the form of reward points on grocery and utility payments, helping you save on essential household expenses. This ensures that your daily needs contribute to building long-term rewards.

3. Lifestyle benefits: The HPCL Credit card offers a 25% discount up to ₹100 on movie tickets, once every month. This makes your movie nights more enjoyable and budget-friendly.

4. Roadside Assistance: The card comes with complimentary roadside assistance worth ₹1,399, ensuring peace of mind during unexpected troubles while driving. It's a must-have feature as it values safety on the road.

5. Lounge Access: Cardholders also get complimentary lounge access once every quarter. An extra benefit catering to the needs of frequent travellers. This feature offers comfort and convenience during long journeys.

6. IDFC FIRST FASTag Recharge: Enjoy 5% savings as a reward when recharging your IDFC FIRST FASTag, making your highway journeys more cost-effective. This benefit ensures smooth and hassle-free toll payments while saving your money.

7. Rewards on retail transactions: Earn 3X reward points on other retail transactions, giving you even more value for everyday purchases. This benefit ensures that no transaction goes unrewarded.

8. Personal accident and lost card liability cover: With a personal accident cover of ₹2,00,000 and lost card liability cover of ₹25,000, you’re well-protected against unforeseen situations. These covers add an extra layer of financial protection to your life.

9. Refer and Earn: Refer your friends to the FIRST Power + Credit Card and earn up to 10,000 rewards— 2,000 rewards for every successful card set-up. So you can share the benefits of this card with your loved ones, while earning extra rewards.

Conclusion

The IDFC FIRST Power+ Credit Card is a comprehensive financial tool designed to maximise your savings across multiple categories. From generous cashback deals on fuel to rewards on everyday expenses, this fuel card offers a holistic approach to managing your finances.

Whether you are refuelling, shopping for groceries, or planning a road trip, the FIRST Power+ Credit Card ensures that you save more while enjoying a wide range of exclusive benefits.

*Disclaimer: The stocks and companies discussed above aren't a recommendation from Finology Insider but a guest blog and shall not be construed as a replacement for professional advice. Consult a professional or conduct the necessary research before making investment decisions.